Category: buying a home (35)

If you’re looking for a home in the Belton area, check out this 4-bedroom, 3-bath home:

In addition to the great backyard, finished basement and entertaining possibilities the home provides, it’s also conveniently located to The Crossroads at Belton shopping center that features a newer Price Copper for convenient shopping.

Learn more and schedule a time to see it in person here!


Trends in OP

If you’re getting ready to buy or sell in Overland Park, check out the most-recent market trend summary from Reece & Nichols first! According to this report, inventory has been lightening lately, and the market is at a relative stasis point in terms of sales to inventory. However, inventory is sufficiently low to keep the area in the seller’s market zone. If the market heats up, prices are likely to resume an upward climb.


Maintenance-free living. Sound tempting to you? Check out this great Overland Park townhome listing at 9920 W. 88th Street! This 3-bedroom, 2.1-bathroom home is move-in ready. The master bedroom features a private bathroom and walk-in closet, and the huge finished basement is perfect for entertaining. It also has potential for a 4th bedroom in the basement with an egress window! Enjoy the outdoor patio for BBQ fun!

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Give me a call at (913) 980-2434 to see it in person, and stay tuned for another OP listing coming soon!

If you’re in the market to purchase real estate, you’re fortunate to be in an environment supporting some of the lowest rates in history. I’m sure you’ve heard over and over again how low/great/etc. these rates are. This is true. But what’s most impactful, in my opinion, is to run the numbers to see the difference even a 1% can make to your budget over the course of 30 years.

Take a few minutes and look at the comparisons in chart at left from Home Services Lending. Let’s compare rates for a $200,000 mortgage with a 30-year fixed rate and 20% down payment, keeping in mind that the figures in this chart do not include insurance or property taxes that must be paid in addition to your loan. At an interest rate of 3.612%, the payment is estimated at $898. If you go up another percentage point to 4.619%, that becomes $1,013 – a difference of $115/month.

That’s a significant amount of money. What’s more significant is when you multiply this out over the course of 30 years. Rather than a little more than a $100/month, suddenly you’re likely looking at more than $40,000!

The reason I point this out is that this market is historically unique and if you’re considering buying a home or investment property, you are in a position to take advantage of these rates while available. Looking at comparisons like these help you realize the difference you could face if/when the rates trend upward.

For some of my clients, this has meant being able to save a bit on properties. For others, it’s provided an opportunity to stretch and buy more home than was originally planned for. At any rate (no pun intended!), if you know you’re going to buy, there really might be no time like the present!

You’ve made the decision to buy a home, but now what? There are a few steps I recommend my buyers take before they get serious about a home search.

First, get your finances in order. Find a lender you trust and run the numbers. Your lender can serve as a valuable resource to you and should be able to help determine what you can comfortably afford. If you plan to make an offer on a home soon, this is the time to get pre-approved. This can really speed up the offering process, as many sellers won’t consider a contract without proof that financing is in place.

Next, when you’re searching online, keep this mortgage calculator from Reece & Nichols bookmarked. With your loan information, you can enter figures for homes you’re interested in to ensure they are within your budget. Your agent can also help give you an idea of what homes in the area are really selling for by looking at comps.

Screenshot_2012-11-05-20-04-34Once you’ve done some of this leg work, you can move quickly with your purchase. Check out my real estate app to help you find homes in your desired neighborhoods. The app puts our home search tools right in the palm of your hand – including a feature called Home Scan that uses technology along with your device’s GPS and compass to overlay property information onto your live camera feed. You can literally scan your surroundings for homes for sale and view radar display to show direction and proximity from your current location.

If I can help you or someone you know with a home purchase, please let me know. I can be reached any time at (913) 980-2434. Happy house-hunting!!

Contract PendingIf you were planning to attend our open house in in the Spring Meadow subdivision of Olathe tomorrow (Sunday, Feb. 17), please note that the house SOLD today, and therefore the open house is cancelled.

If I can help you find other homes to match your search in Olathe, please call me at (913) 980-2434!